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Georgia General Assembly > Legislation
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2009-2010 Regular Session - HB 264
Conveyances; regulation of security conveyances; revise; provisions
Sponsored By
HC: JudiciarySC:
First Reader Summary
A BILL to be entitled an Act to amend Article 1 of Chapter 14 of Title 44 of the Official Code of Georgia Annotated, relating to conveyances to secure debt in general, so as to revise provisions relating to regulation of security conveyances; to repeal certain obsolete provisions relating to due on sale clauses which have been preempted by federal law; to provide certain new regulations with respect to certain residential mortgages and deeds to secure debt; to prohibit prepayment penalties, negative amortization, and yield spread compensation of loan originators; to require loan originators to verify ability to repay; to provide for related matters; to provide for an effective date; to repeal conflicting laws; and for other purposes.
Status History
Feb/04/2009 - House Second Readers
Feb/03/2009 - House First Readers
Feb/02/2009 - House Hopper