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Georgia General Assembly > Legislation
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2003-2004 Regular Session - SB 157
Payday Lending; deferred presentment or advance cash services; regulate unlawful transactions
Sponsored By
First Reader Summary
A BILL to be entitled an Act to amend Title 16 of the Official Code of Georgia Annotated, relating to crimes and offenses, so as to declare a legislative intent to prohibit activities commonly referred to as payday lending, deferred presentment services, or advance cash services and other similar activities; to provide that it shall be unlawful to engage in the business of making certain small loans; to provide for exemption for licensed and regulated activities; to define crimes and declare penalties; to provide for civil remedies of borrowers; to provide for civil penalties; to provide for collection of civil penalties in actions by the state or by private parties on behalf of the state; to provide for taxation of proceeds received; to provide for related matters; to repeal conflicting laws; and for other purposes.
Status History
May/01/2004 - Effective Date
Apr/09/2004 - Act 440
Apr/09/2004 - Senate Date Signed by Governor
Apr/09/2004 - Senate Sent to Governor
Mar/04/2004 - Senate Conference Committee Report Adopted
Mar/04/2004 - House Conference Committee Report Adopted
Feb/26/2004 - House Conference Committee Appointed 132nd, 143rd, 48th Post 4
Feb/26/2004 - House Insisted
Feb/26/2004 - Senate Conference Committee Appointed 23rd, 22nd, 29th
Feb/26/2004 - House Insisted
Feb/25/2004 - Senate Insisted
Feb/24/2004 - House Disagreed Senate Amend or Sub
Feb/17/2004 - Senate Agreed House Amend or Sub
Feb/12/2004 - House Passed/Adopted By Substitute
Feb/12/2004 - House Third Readers
Feb/12/2004 - House Third Readers
Feb/05/2004 - House Committee Favorably Reported By Substitute
Apr/08/2003 - House Second Readers
Apr/07/2003 - House First Readers
Apr/07/2003 - Senate Passed/Adopted By Substitute
Apr/07/2003 - Senate Third Read
Mar/25/2003 - Senate Read Second Time
Mar/24/2003 - Senate Committee Favorably Reported By Substitute
Feb/18/2003 - Senate Read and Referred
Feb/17/2003 - Senate Hopper
2/17/04 Senate agrees to House substitute as amended by the Senate
Past Versions