SB 157 - Payday Lending; deferred presentment or advance cash services; regulate unlawful transactions
(1) Cheeks,Don 23rd (2) Cagle,Casey 49th (3) Stephens,Bill 51st
(4) Starr,Terrell 44th
SC: B&FI HC: B&B 04/09/04 - Senate Date Signed by Governor

First Reader Summary

A BILL to be entitled an Act to amend Title 16 of the Official Code of Georgia Annotated, relating to crimes and offenses, so as to declare a legislative intent to prohibit activities commonly referred to as payday lending, deferred presentment services, or advance cash services and other similar activities; to provide that it shall be unlawful to engage in the business of making certain small loans; to provide for exemption for licensed and regulated activities; to define crimes and declare penalties; to provide for civil remedies of borrowers; to provide for civil penalties; to provide for collection of civil penalties in actions by the state or by private parties on behalf of the state; to provide for taxation of proceeds received; to provide for related matters; to repeal conflicting laws; and for other purposes.


Electronically Recorded Votes
Date Time Vote No Yeas Nays NV Exc Description
4/07/03 01:01 PM Senate V0233 046 006 002 002 PASSAGE BY SUBSTITUTE
2/12/04 01:49 PM House V0675 033 116 025 006 TABLE
2/12/04 01:52 PM House V0676 092 080 002 006 Massey, Sailor amend
2/12/04 01:54 PM House V0677 053 115 006 006 Roberts #1
2/12/04 01:55 PM House V0678 038 132 004 006 Roberts #2
2/12/04 02:01 PM House V0679 063 109 002 006 Ehrhart, Coan
2/12/04 02:08 PM House V0680 078 095 001 006 Ehrhart, Sailor
2/12/04 02:11 PM House V0681 085 086 003 006 Massey amend recon
2/12/04 02:13 PM House V0682 047 121 006 006 Lewis, Greene
2/12/04 02:15 PM House V0683 069 101 004 006 Lewis amend
2/12/04 02:16 PM House V0684 064 103 007 006 Sailor, Sheldon
2/12/04 02:22 PM House V0685 087 082 005 006 Ehrhart, Floyd
2/12/04 02:23 PM House V0686 077 091 006 006 Ehrhart, Floyd recon
2/12/04 02:25 PM House V0687 069 100 005 006 Sailor, Sheldon recon
2/12/04 02:26 PM House V0688 150 020 004 006 PASS
2/17/04 12:33 PM Senate V0765 019 031 001 005 MOTION TO TABLE
2/17/04 12:35 PM Senate V0766 047 003 001 005 AGREE TO HOUSE SUBSTITUTE AS A
2/24/04 11:42 AM House V0758 078 092 006 004 Agree Sen am to H sub
3/04/04 01:00 PM Senate V0853 049 002 001 004 ADOPT CONFERENCE COMMITTEE REP
3/04/04 12:23 PM House V0830 132 038 009 001 Adopt CCR

Bill History
Date Action
02/18/03Senate Read and Referred
03/24/03Senate Committee Favorably Reported
03/25/03Senate Read Second Time
04/07/03Senate Passed/Adopted
04/07/03House First Readers
04/07/03Senate Third Read
04/08/03House Second Readers
02/05/04House Committee Favorably Reported
02/12/04House Third Readers
02/12/04House Third Readers
02/12/04House Passed/Adopted
02/17/04Senate Agrees House Amend or Sub
02/24/04House Disagrees Senate Amend/Sub
02/25/04Senate Insists
02/26/04House Insists
02/26/04Senate Conference Committee Appointed
02/26/04House Insists
02/26/04House Conference Committee Appointed
03/04/04Senate Conference Committee Report Adopted
03/04/04House Conference Committee Report Adopted
04/09/04Act 440
04/09/04Senate Sent to Governor
04/09/04Senate Date Signed by Governor

Versions
LC 34 0056S/hss
SB 157/HCSFA
Floor amend AM 14 06
Floor amend AM 34 00
CCR to SB157
AP
As introduced LC 14
Committee sub LC 14
Floor amend 1
As passed Senate

Footnotes

2/17/04 Senate agrees to House substitute as amended by the Senate


Georgia General Assembly
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06/23/2004 10:02